Wednesday, April 20, 2011

Homebuying Checklist

HOME BUYER ADVISOR

 Information you need to find the best home and the best loan 

HOMEBUYING CHECKLIST

There are probably few things in life that are as exciting -- or as nerve- racking -- as the search for a house. All the good emotions and the bad emotions seem to converge when the house hunting begins. Don't worry, this is a normal reaction and is found in seasoned home buyers as well as those who are looking for their first home.

With an organized house buying plan, you can minimize a great deal of the emotional impact. One of the most important things you can do is to make a checklist as you search for, find and buy a home. By keeping on top of your game-plan at all times you will greatly increase your chances of success. Refer to the following home buying checklist frequently and let it increase your house buying effectiveness. Many of these topics will be discussed more in-depth in upcoming articles.

 Get your financial picture in focus first! We can't stress this enough--it will save you an enormous amount of time, aggravation and heartache. Determine what your budget will comfortably allow and stick to it.

 Get pre-approved for a mortgage. This will not only give you a clear idea of how much a lender will approve for you, it will make your homebuying process a great deal easier (and save a lot of time later!).

 Familiarize yourself with the mortgage process.

 Choose an Agent that you feel comfortable with and who understands your needs. If you look for houses before you have your own Agent, you may not have the representation you want.

 Get familiar with the inspection process, especially the personal inspection aspect, so that you can weed out unacceptable houses quickly.

 Determine your minimum requirements for your needs and wants. Take note of any items that you don't want in a house. This can be just as important as knowing what it is you want in a home.

 Don't just buy a home for your present needs. Make sure to take into account future considerations.

 As you are looking, use a scorecard to compare homes. A scorecard is a great tool when it comes time for comparisons and for remembering which home had which features!

For more homebuying advice, please give me a call.

Oh, By the Way…whenever you come across people who are thinking about buying, selling or refinancing a home and would appreciate the same level of service I provide to you, please forward their name and telephone number to me. I will gladly follow up and offer them the high-quality service you currently receive!

Ron Meyer
GSF Mortgage Corporation
920-788-9608
920-213-0428 cell
rmeyer@gsf-mortgage.com
http://www.getapprovedfast.com/


© 2007 GSF/HBRC

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