Lending quidelines are constantly changing. Your individual file may be different, but here are some of the standard documents that are needed for a Wisconsin mortgage home loan.
1. Last 1 months check stubs
2. Last 2 years W2's
3. Last 2 years federal taxes
4. Last asset statement for downpayment or reserves such as a checking, savings, 401k, ira statement etc.
5. If you've been divorced a copy of the divorce decree
6. If you receive child support a copy of the child support agreement and proof of last payment. Most child support payments are directly deposited into a checking or savings account so your last statement would work.
7. If you receive SSI a copy of the awards letter and your last bank statement showing that you received it.
8. If you've had a bankruptcy you may or may not need to provide a copy of the bankruptcy papers and discharge.
9. Drivers license or government issued photo id.
Ron Meyer is a Wisconsin licensed Sr. Loan Originator NMLS #222688 with GSF Mortgage Corporation NMLS #1018 located at 300 Patriot Dr. Little Chute, WI 54140 We specialize in financing purchases and refinancing home loan mortgages for all of Wisconsin. As a local lender we pride ourselves on offering quality service before and after your closing. Our underwriting is all done in house, allowing us to have quicker than normal processing time of your loan.
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