Spring is finally here and many are starting to think about purchasing a home. Before you go out to look at homes it is a wise idea to talk with a lender and get preapproved. This way you know if you can qualify for a mortgage and if you don't your lender should give you some ideas of what you need to do to get pre approved. There is no sense in looking at homes, finding your dream home and then later finding out you are unable to get a mortgage.
Another reason to get preapproved is so you know how much you qualify for and what your monthly payments will be. Many have come to my office stating they want to buy for example a $150,000 house and can easily afford the $625 per month payment. I asked them how they came up with $625 for a monthly payment and they said I saw it on website X. Come to find out that payment was a principal and interest payment only putting 20% down and didn't include real estate taxes, home insurance, and monthly private mortgage insurance.
Give me a call today at (920) 788-9608 or you can apply online at http://www.getapprovedfast.com/
Ron Meyer is a Wisconsin licensed Sr. Loan Originator NMLS #222688 with GSF Mortgage Corporation NMLS #1018 located at 300 Patriot Dr. Little Chute, WI 54140 We specialize in financing purchases and refinancing home loan mortgages for all of Wisconsin. As a local lender we pride ourselves on offering quality service before and after your closing. Our underwriting is all done in house, allowing us to have quicker than normal processing time of your loan.
No comments:
Post a Comment