FHA refinance with no appraisal or income docs needed

Take advantage of todays low interest rates even if you have little or no equity in your home. Refinance now with an FHA streamline refinance with no appraisal or income documentation needed.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

Matt Kenseth wins Daytona 500. Closings costs are now $17

Congratulations to #17 Matt Kenseth driving the Best Buy car on winning the Daytona 500. Contact me today about our $17 closing cost option. Now that's a mortgage "Best Buy"

$125,000 min. loan amount & 680 credit score to qualify.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

wk 43 contest Wisconsin vs Ohio St. Open house in Freedom Feb 26th

What do you think of the Ryan Braun decision?

This week guess the total points of the Wisconsin vs Ohio St. game on Sunday 2/26. Goto GSF Ron on Facebook select like at the top of the page and post your predictions below the video. GSFRon on Facebook One winner whoever guesses closest will win a $10 Dairy Queen gift card.

Alright let’s get to this weeks open houses on Sunday February 26th.


First up is an Open house from 12:00 to 2:00 by Linda Vosters-Salm
at W2264 Chestnut Lane
This home has 3 beds with 2 1/2 baths is 3460 sq ft with a 4 car attached and 1 ½ car detached garage
Listing price $269,900

Next is an Open House from 12:30 to 2:00 by Lamers Realty
At N4256 Oak Lane Freedom
This home has 3 bedrooms with 3 1/2 baths with an attached and a detached garage and is 2700 sq ft.
Listing price $249,900

If you are a home seller or real estate agent and have a great open house coming up, contact me today to have your home featured in an upcoming edition.

I hope you found this information helpful. Please email subscribe to my blog on the right. If you know of others who would like this information, please email, forward or share it with them.

Have a great weekend and Happy House Hunting



Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

Harp 2.0 refinance no appraisal your Wisconsin mortgage home loan

Take advantage of today low interest rates by refinancing your Wisconsin mortgage with our no appraisal mortgage home loan.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

Open houses Feb 19th. Week 42 contest to win a Dairy Queen gift card

Week 42 contest to win a Dairy Queen gift card.

This week guess the total points of the Wisconsin vs Penn St. game on Sunday 2/19. Goto GSF Ron on Facebook select like at the top of the page and post your predictions below the video. One winner whoever guesses closest will win a $10 Dairy Queen gift card.

Alright let’s get to this weeks open houses on Sunday February 19th.

Rates today are at 3.875% 30 year fixed 3.8793%APR with no closing costs other than appraisal.

First up is an Open house from 12:00 to 1:00 by Stacey Hennessey
at N1229 Churchill Rd in Greenville
This home has 4 beds with 2 baths is 2989 sq ft with a 2.5 car garage on 5.23 acres is 2989 sq ft.
Listing price $319,900

Next is an Open House from 12:0 to 1:30 by Heather Altman
At N1061 Summer Breeze Lane in Greenville
This home has 4 bedrooms with 3 1/2 baths with an attached 3 car garage and is 2787 sq ft.
Listing price $304,500

If you are a home seller or real estate agent and have a great open house coming up, contact me today to have your home featured in an upcoming edition.

I hope you found this information helpful. Please email subscribe to my blog on the right. If you know of others who would like this information, please email, forward or share it with them.

Have a great weekend and Happy House Hunting

30 year fixed rate at 3.875% 3.8793%APR based on $200,000 loan amount, 5% downpayment 740 credit score with escrows.


Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

100 workouts in 70 day challenge

Anytime Fitness is running a Hollywood Fit Club challenge February 22nd through May 2nd. You can win based on attendance, body fat % lost, and body weight % lost. Anyone else up for the challenge?

My goal is to do 100 workouts in those 70 days. These workouts will be spread out between at home, Anytime Fitness in Neenah, and Jungle Gym Fitness in Kimberly.

I will be logging my #of workouts in this blog post to help me stay on pace to reach 100.

#1 2/22 official weigh in day and squat day.
#2 2/23 fasted morning upright bike
#3 2/23 after work upright bike
#4 2/24 fasted morning upright bike
#5 2/24 bench press day. I found a use for the smith machine. No it's not to bench, I used it for inverted rows & glute/ham raises
#6 2/25 fasted morning upright bike
#7 2/25 conditioning day of kb snatches,box jumps, and jump rope. I need oxygen.
#8 2/26 fasted morning upright bike. Are you sensing a pattern yet?
#9 2/26 deadlift day with my new shoes. Saweeeeet. Mental note doing farmer walks as a finisher on deadlift day is not wise. Grip is fried.
#10 2/27 fasted morning upright bike
#11 2/27 5 heart pumping exercise circuit. just say no to treadmills!
#12 2/28 fasted morning upright bike
#13 2/28 7 exercises pyramid style. Heart rate hit 179. Fun fun.
#14 2/29 fasted morning cardio
#15 2/29 squat day
#16 3/1 fasted morning upright bike
#17 3/2 bench press day.
#18 3/3 5 heart pumping exercises circuit. I'm tired.
#19 3/4 fasted morning upright bike
#20 3/4 deadlifts, clean & press, & pullups. Always my favorite day
#21 3/5 fasted morning upright bike.
#22 3/5 10 exercise circuit. Heart rate stayed above 160 the entire time
#23 3/6 fasted morning upright bike.
#24 3/6 fun filled fast cardio exercise circuit.
Weigh in for the first 2 weeks down 6 lbs and 1.2% bodyfat. Spent zero hours on the eliptical & treadmill during that time.
#25 3/7 bench press day followed by some kb swings
#26 3/8 morning fasted upright bike
#27 3/8 upright bike.
#28 3/9 squat day
#29 3/11 nice outside so went for a walk
#30 3/11 deadlifts, clean & press & pullups. My favorite workout day.
#31 3/12 fasted upright bike
#32 3/12 killer leg cardio circuit. My shirt was drenched!
#33 3/13 fasted upright bike
#34 3/13 spartacus workout.
#35 3/14 squat day. Little tired out from the spartacus workout.
#36 3/15 upright biking
#37 3/16 bench press day with farmer's walks & box jump finishers
#38 3/17 fasted upright bike
#39 3/17 long walk in the 70 degree weather
#40 3/18 fasted upright bike
#41 3/18 deadlift day
#42 3/19 fasted upright bike
#43 3/19 battling ropes, jump rope, box jumps, med slams, hindu squats.
#44 3/20 fasted upright bike
#45 3/20 line runs
#46 3/21 squat day
weigh in for the 2nd 2 week phase. The 3 days at state bowling followed by the start of the NCAA basketball tournament & delivery of girl scout cookies were too much temptation. Gained 1.5 lbs and lost .4% bodyfat.
#46 3/22 recumbant bike.
#47 3/23 bench press day followed up by kb swings
#48 3/24 handstands and walking on my hands. Can you say DIZZY
#49 3/25 deadlift day.
#50 3/26 fasted upright bike
#51 3/26 sandbag cardio day.
#52 3/27 fasted upright bike
#52 3/27 300 kb swings, 200 yards prowler push, 100 rows for time.
#53 3/28 squat day, tried goblet squats for a change.meh,back to barbell back squats.
#54 3/29 upright bike cardio
#55 3/30 bench day did farmers walks & kb snatches as a finisher
#56 3/31 fasted upright biking
#57 4/1 fasted walk outside.
#58 4/1 deadlift day
#59 4/2 fasted upright bike
#60 4/2 5 exercise cardio circuit
#61 4/3 fasted upright bike
#62 4/3 30/30 cardio circuit
weigh in for 3rd 2 week phase. Lost 2 pounds and .2% bodyfat
#63 4/4 squat day
#65 4/5 upright biking
#66 4/6 bench press day
#67 4/7 fasted upright biking
#68 4/8 deadlift on Easter. fatloss doesn't take holidays off
deload off weight training week
#69 4/9 fasted upright biking.
#70 4/9 line runs with push presses
#71 4/10 fasted upright bike
#72 4/10 5 circuit cardio routine
#73 4/11 fasted upright bike
#74 4/11 brisk walk
#75 4/12 fasted upright bike
#76 4/12 5 exercise cardio circuit
#77 4/13 5 exercise cardio circuit
#78 4/14 fasted upright biking
#79 4/15 fasted upright biking
#80 4/15 deadlift day
#81 4/16 fasted upright biking
#82 4/16 fun filled cardio day
#84 4/17 fasted upright biking
#85 4/18 squat day
#86 4/19 upright bike day
#87 4/20 bench day
#88 4/21 fasted upright bike
#89 4/22 deadlift day
#90 4/23 6 exercises timed. Finished in 20 min. 37 seconds so I did it 1 more round
#91 4/24 jump squats/kb swings. Then rounds of battle ropes & prowler pushes. It hurts to breath.
#92 4/25 squat day
#93 4/26 fasted upright biking
#94 4/27 bench press day
#95 4/28 fasted upright biking
#96 4/29 fasted upright biking
#97 4/29 deadlift day
#98 4/30 spartacus workout
#99 5/1 obstacle course
#100 5/2 ending with squat day.

Top 10 factors credit bureaus consider to calculate your credit score.

Here are ten factors credit agencies consider when calculating your credit score, listed in order of importance:



1. Major derogatory items on your report – Bankruptcy, collections, foreclosure, and slow payments will put a huge dent in your credit score.
2. Time at your present job – The longer you are at your job, the better.
3. Occupation – Professionals get 50 points, but a typical blue collar employee will only get 25
4. Time at present address – Living in your parents’ basement until you’re 35 isn’t necessarily a good thing, but it will help your credit.
5. Ratio of balances to available credit lines – The lower the better. Don’t be afraid to increase your credit limit to lower the ratio.
6. Homeownership – If you own a home, you get an additional 10 points over those who rent.
7. Number of recent inquiries – Don’t apply for 20 credit cards just to get a free t-shirt.
8. Age – Credit agencies consider those over 50 to be the best age.
9. Number of credit lines – If you have too much credit, it can actually hurt you.
10. Years of credit in the credit bureau database – Time is your friend. The longer you have good credit, the better.
I thought this was an interesting breakdown of what turns an individual into a number. If you want the full breakdown of credit scores, you can see it at myfico.com.

If you liked this information or found it helpful, please email it, forward it, or share it with others who might like it.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

Week 41 contest & open houses Sunday Feb 12th.

Hi

I’m Ron Meyer and I’m a mortgage loan consultant with GSF Mortgage in Little Chute, WI.

Now that the football season is over for a change this week just like this post or post a comment below the video on GSFRon on Facebook and one person will win a Bernie Brewer & Fang bobblehead. All entries must be submitted by 9 A.M Monday Feb 13th.

Alright let’s get to this weeks open houses on Sunday February 12th.

Rates today are at 3.75% 30 year fixed 4.5925% APR

The open house on 10th St. has been cancelled.
First up is an Open house by Amy Rockwell
at 708 E 10th St. Kaukauna
This home has 3 beds with 1 1/2 baths is 1406 sq ft with a dettached 2.5 car garage
Listing price $113,000

Next is an Open House from 12:30 to 1:30 by Lori Dibbs
At 1518 E Lindbergh St.
This home has 3 bedrooms with 2 baths with an attached 1.5 car garage and is 1140 sq ft.
Listing price $108,000

If you are a home seller or real estate agent and have a great open house coming up, contact me today to have your home featured in an upcoming edition.

I hope you found this information helpful. Please email subscribe to my blog on the right. If you know of others who would like this information, please email, forward or share it with them.

Have a great weekend and Happy House Hunting

FHA 30 year fixed rate at 3.75% 4.5925%APR based on $110,000 loan amount, 3.5% downpayment 640 credit score with escrows.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

week 40 contest to win a Cousins Subs gift card. Open houses Feb 5th. Ha...

I’m Ron Meyer and I’m a Wisconsin mortgage loan consultant with GSF Mortgage in Little Chute, WI.

Happy Ground Hog Day!

This week guess the total points of Super Bowl. Goto GSFRon on Facebook, like at the top of the page, and post your predictions in the comments below this video.

One winner whoever guesses the closest will win a $10 Cousins Subs gift card. Only 1 entry per person and all entries must be received before the start of the game.

Alright let’s get to this weeks open houses on Sunday February 5th.

As of today rates are at 3.75% to purchase one of these homes with only 3.5% downpayment with no closing costs other than appraisal.

First up is an Open house from 12:30 to 1:30 by Corey Krueger
at 4881 W Jack Pine Ct.
This home has 4 beds with 2 1/2 baths is 2323 sq ft with an attached 3 car garage
Listing price $229,900

Next is an Open House from 12:30 to 1:30 by Bonnie Brandenburg
At 33 Greves Ct.
This home has 4 bedrooms with 2 1/2 baths with an attached 2 car garage and is 3428 sq ft.
Listing price $214,900

If you are a home seller or real estate agent and have a great open house coming up, contact me today to have your home featured in an upcoming edition.

I hope you found this information helpful. Please email subscribe to my blog on the right. If you know of others who would like this information, please email, forward or share it with them.

Have a great weekend and Happy House Hunting

FHA 30 year fixed rate at 3.75% 4.5136%APR based on $200,000 loan amount, 3.5% downpayment 640 credit score with escrows.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com

Top 5 credit tips to improve credit score

Top 5 credit tips to improve your credit score. With a higher credit score you will be able to get a lower interest rate on your Wisconsin mortgage.

Hi, I am Ron Meyer a mortgage loan consultant with GSF Mortgage.

Today I will be discussing the top 5 ways to improve your credit score and the top 10 factors that go into calculating your score.
In today’s lending environment it is more important than ever to improve or at least maintain not good, but GREAT credit. So here is a top 5 list of the things you can do to improve your credit score.
1. Use your credit. Yes you heard me right. Those credit cards that have zero balance and are just sitting there – Use them! Use them to pay for your gas or groceries and then just pay them off in full. However, the trick is to make sure the amount you use is less than 10% of your credit limit.
2. Increase your credit limit. Your score can go down if you are maxing out your credit cards. If you ask your credit card company for an increase in your limit, it will decrease your percentage of credit used. This helps a lot. Never go over 50% of your available balance. You are better off opening a new credit card.
3. Have different types of credit, such as a mortgage, an installment loan like a car loan and at least two forms of revolving credit like credit cards.
4. Pay your utilities on time. Guess what, your electric company reports to the credit bureau. Paying this late will hurt you as much as missing a car payment.
5. If you can’t get a normal credit card get a secured credit card. This will help you build your credit using your own money. You give the card company a certain amount of funds and you then get that amount as credit. The card will then report your pay history to the credit bureau. This is a great way to jump start your credit for young adults or anyone with some credit challenges in the past.

If you liked this information or found it helpful, please email it, forward it, or share it with others who might like it.

Ron Meyer
(920) 213-0428
www.gsfron.com
rmeyer@gogsf.com